Insurance services from your one-stop insurance agent.
We’ve been serving Montanans since 1998 — our preferred company, Farmers Union Mutual Insurance, is a Montana company writing business only in Montana since 1915 (more than 100 years!) — and we have the experience you can rely on to protect the things most important to you and your family, business, farm and more. You can rest assured that your insurance is in capable hands while working with our team. Agent Pamela Jacobsen is here to help you secure the best available policy through a vast network of insurance carriers national and local alike.
Explore our services below and don’t hesitate to contact us with questions or to get started.
Enjoy peace of mind while you drive with auto insurance that not only meets the legal requirements but protects you and your family in the event of an accident. We care about your coverage and are proud to offer policies from major insurance companies like Farmers Union Insurance, Progressive, Safeco and many more. Saving is easy with these auto insurance benefits:
You could save just by doing what you do best – driving well! We reward your history of being a good driver with new discounts.
On many policies, after three years without an accident customers are rewarded with a waiver of an accident.
The true convenience of one stop shopping means you get a package discount when combining Home, Farm, Condo, Commercial Business Owners, and more! We also offer a discount to renters.
For drivers under 25, complete the Farmers Union Insurance Safe Driver course and sign the Safe Driver certification and then receive up to a 12% discount!
In addition to these discounts, you may be eligible to receive discounts for any number of reasons – please ask your agent which discounts may apply to your unique situation. A few other discount opportunities include:
We have several coverage options you can choose from when buying insurance. The different coverages are liability, medical payments, uninsured and underinsured motorist coverage, comprehensive, and collision. Each of these policy options are needed depending on your unique situation.
In addition to the above coverages there are other endorsements you may want to add, including but not limited to towing, rental reimbursement, accidental death, disability and stereo coverage. Ask your agent for more information.
Our homeowners, renters, and condo insurance policies provide protection for your most important place – your home! Unlike many national companies, we write our policies right here in Montana and are committed to providing exceptional service right from our office in Missoula. No mater where you live, we have coverage to help you protect the things that matter most to you.
Most people don’t realize how much they have invested in their belongings, or how much they rely on them. Our homeowners policy automatically provides specified amounts of coverage for your household personal property. We automatically insurance your household personal property for its actual cash value. For a small additional premium, you can obtain replacement cost coverage.
Most policies are broken into three primary groups and you’ll need to be familiar with your risk and need to discuss with your agent:
For those homes that may not qualify for a homeowner’s coverage or for dwellings that are rented to others, our dwelling policy can meet the owner’s needs. We can offer coverage from single family units to four family units whether they are owner occupied or rented to others.
Our coverage is flexible; we can write replacement cost values or depreciated (actual cash value) values on your property. We write coverage in town or in rural locations, and offer deductible options to meet the owners’ needs. Seasonal dwellings may qualify.
Your landlord’s insurance likely only covers the property and not your stuff. But renters insurance covers it all from clothes and furniture to electronics and more. And with many policies, you’re reimbursed for the cost of your belongings, not their depreciated cash value. Rest easy knowing your things are safe with a policy designed for peace of mind.
We have condo insurance options from basic to enhanced, designed to protect you and your belongings in the event of a unforeseen qualifying event. Personal liability can provide coverage when you’re legally responsible for certain damages. This can include situations where someone is injured on your property and coverage may include:
Here are just a few of the many discounts available through our network of insurance providers. Don’t see a discount you’d expect? Please ask our staff for more information and to discuss your unique insurance situation.
Here’s how we can help you save:
Tailor your policy to how you live with flexible options from Jacobsen Agency Insurance. No matter your living situation, odds are we have a policy with the protection you and your family needs. We have proudly served Montana since 1998. We are honest with reliable service you can count on for your homeowners, renters, condo or other dwelling insurance. Request your free consultation and quote today.
As a business owner you have enough to worry about. Focus on the things that matter and let our experienced team help with a tailored commercial policy to meet your unique business needs. Our vast network of national and local insurance partners is standing by to earn your business. Our complete coverage will help you reduce risk and maximize your time spent focussed on doing what you do best — being passionate about your business.
Please contact us for a consultation and proposal to fit your unique coverage and compliance needs.
Each business is unique and each industry requires a tailored approach to providing the best protection and risk reduction. That’s why our commercial insurance products are sourced from a network of providers who offer almost every type of commercial insurance product for a wide range of industries and business risks. Here are a few of our most common commercial products:
Our small business solutions are perfect for almost any budget and offer the protection you need to keep going strong. After all, we love working with small businesses just like ours to build a stronger community in Western Montana. Here are a few of the ways we can help.
Business is the lifeblood of our community and your success is our success. That’s why we offer coverage from a network of more than 10 insurance carriers to ensure your policy offers the best possible coverage for your unique business and industry. Our experienced team specializes in providing a tailored insurance solution that perfectly fits both your business and budget. Please contact us for a consultation and proposal including our best policy and risk-reduction recommendations.
Each industry has a unique set of opportunities and we understand the ins and outs of each, including the often confusing and overwhelming world of legal requirements. Below are a few of the many specialized industries for which we offer insurance. Please contact us for a consultation and tailored insurance proposal designed for your unique industry.
Your business is our business with commercial insurance solutions designed just for your business, large or small. We are honest, reliable and give personal attention to every customer. Please let us know what we can do to help with your commercial and business insurance needs.
We offer a package policy designed to provide all of the important property and liability coverages every business should have. We also offer a number of optional coverages so your insurance program can be customized to your particular needs.
We offer contractors insurance for the following types of contract work: Carpenters, Drywall, Electricians, Floor Covering Installation, Heating/Air Conditioning, Janitorial, Masonry, Painting, Plumbing, Excavation and more!
Please note that premium payment plans and EFT are available. Ask your agent for details.
Here are a few of the ways we can add to your policy to customize your coverage:
Automatic coverage included in many policies at no additional charge include:
Our liability coverage options include:
Work with Jacobsen Agency Insurance and you’ll be working with our vast network of companies who are standing by to offer great coverage at competitive prices. To get started to day, please contact us or stop by our office in midtown Missoula, right behind the main post office.
Thank you for learning more about our policy offerings. We look forward to meeting you and offering a quote to fit your insurance needs.
Farms and ranches are as unique as the individuals that pour the blood, sweat and tears into them. That’s why most traditional insurance policies don’t fit the varied needs of farms and ranches. Let our team craft a policy that protects and preserves your operation for generations to come.
Our approach is simple: provide honest, reliable service with personal attention given to every customer. We’ve been serving Montana since 1998 and would be honored to have the opportunity to work for you.
Below are a few of the ways we can work for your ranch or farm. Please contact us and we can visit about your unique needs before offering a quote.
Our farm & ranch property insurance policies offer peace of mind for your every aspect of your operation, including:
Our farm and ranch personal property policy is designed to help you should disaster occur. Here are a few of the ways we can help:
Adequate liability protection is very important. Our liability coverage can protect you, up to the policy limits, if you are found to be legally liable for bodily injury or property damage that is covered under the policy.
Coverage for medical expenses that result from injuries to visitors or guests can be covered up to the limit of medical coverage, even if you are not legally liable.
We are based right here in Missoula and our goal is to provide the best coverage at an affordable cost. Here are a few of the ways we can help you save with your farm and ranch policy with you work with us:
Work us and you’ll be working with our network of major insurance companies like Farmers Union Insurance who’s been writing policies in Montana since 1915 and they are the trusted name in farm and ranch insurance. That’s why owner and agent Pam Jacobsen has chosen Farmers Union Insurance since starting Jacobsen Agency Insurance in 1998.
Thank you for learning more about our policy offerings. We look forward to meeting you.
It is a wide world out there and the insurance world is no different. Life & Health Insurance, Identity Theft, Special Events, and more are all available from our office. In fact, we don’t mean to brag but it’s been a challenge finding something we couldn’t insure.
Do you have a unique insurance situation? Please contact us to request a quote so you can have peace of mind for… just about everything you may do.
With our vast network of companies, we are sure to have the coverage you are looking for. Put our network to the test for your next – if you don’t see a type of insurance you’re looking for, just ask. We look forward to the opportunity to be your local insurance provider.
Jacobsen Agency Insurance is a locally owned insurance agency with honest, reliable service and personal attention. We offer insurance policies for personal, business, contractors, and farm/ranch customers in Montana. Our preferred company, Farmers Union Mutual Insurance, is a property and casualty company located in Montana, writing business ONLY in Montana since 1915 (more than 100 years!) holding a rating of AM BEST A- (Excellent)! Pamela Jacobsen’s agency has been serving under them since 1998!
It is our goal to provide incredible products delivered with exceptional service. We offer insurance for almost everything and we are committed to offering complete coverage so we can be a one-stop for all things insurance.
Our customers have peace of mind knowing their policy is crafted with the personal attention and care only a local agency can provide – and we wouldn’t have it any other way. We’ve found that the more we know, the more we can help our customers save by providing the right coverage level, at a price they can afford using savings they may not even know they qualify for.
Stop in today to learn more about us or to start your free insurance quote process. Our office is located just behind the main post office off Brooks Street in midtown Missoula – at 1120 Kensington Ave – Ste C. We look forward to meeting you!
Thank you for learning more about our company.